XXI century homes on the Costa Blanca

00 34 678 534 938 / 00 34 678 959 272

    Type of operation
    Town
    Type of property
    Bedrooms
    Prices
    Area
    Views
    Build size
    Plot size

    Promoted

    2.000.000€

    +

    Villa
    Benissa coast Ref. HD0DO150
    1.200.000€
    Under construction

    +

    Modern Villa
    Moraira Ref. HD2VMM63
    1.350.000€
    Under construction

    +

    Modern Villa
    Altea Ref. HD2VMAA1
    236.250€

    +

    Plot
    Moraira Ref. HD2PM054

    Guide to buying a home on the Costa Blanca North

    Guide to buying a home on the Costa Blanca North

    Buying a property in Spain, is one of the largest investments that are usually made, the fact of acquiring a home in a country other than your own can generate doubts and seem a complicated task, we always advise you on all administrative procedures to follow in every moment, together with our team of expert lawyers in real estate law.

    Buying a property for a habitual residence, second residence or investment for rent, with Holidaydream Homes Costa Blanca real estate, is not a concern for you, rather it should always be a satisfactory, exciting, pleasant and stress-free experience!

    Spain is a member of the European Union and has a strong legal system in real estate law and notarial law. With our help and that of our lawyers, the acquisition / buy a property is legally safe in Spain.

    The citizens of the Member States of the European Union (EU) are not subject to any restrictions to buy a property in Spain. For citizens outside the EU must take into account some peculiarities, but in principle, the acquisition of a property is not a problem.

    In Holidaydream our goal is to make your purchase as easy as possible and without complications.

    Steps to make for the purchase / sale

    Foreign citizens in Spain the only requirement for the purchase of a home is to have the N.I.E. (identification number for foreigners), there is no other special requirement for the purchase of a home.

    Spanish citizens only need the DNI (National Identity Document) in force

    The current Spanish system, based on close collaboration between the Notary and the Property Registry, gives you maximum legal certainty. 

    Housing reservation

    Once you have chosen your property and agreed to the purchase price, you must reserve the property with a reservation deposit to withdraw the property from the market and secure the price for both the buyer and the seller.

    The amount of reservation deposit depends on the type of property. The reservation deposit is normally € 3,000 to € 5,000. This money will not be delivered to the seller until all legal documentation is confirmed.

    Purchase contract and reservation deposit

    When all the documentation is correct, the private purchase contract is drawn up and delivered to both parties for them to sign, once it has been signed, the reservation deposit is made up of 10% of the agreed purchase price, less the Reservation deposit, which is deducted from the final payment when the Notary goes and a Public Deed of Sale is made and the property rights pass to the buyer. The Public Deed of Sale is drawn up by the Notary is a prerequisite to the registration of the Property.

    In the private contract, all agreed terms, sale price, inventory, payment method, date of writing, etc. must be written.

    Notary / Registry of Property

    Before signing the Deed of Sale, notaries ask the property registration a simple note of the property they will buy, with this document, the property is reserved for five days. If other notaries requested a Simple Note, it would be rejected.
     
    The buyer and seller must identify themselves to the Notary and can only be represented by a power of attorney. The notary reads the sales contract prepared a few days before the signing, with all the verified data, Cadastral reference, be paid local taxes IBI (property taxes) Pick-up of solid waste, Certificate Energetics, agreed the price with the deduction of deposit paid in advance.

    Payment can only be done with a certified bank check. not cash.

    After the signing of all parties and the notary, the property is the name of the buyer.

    The same day the notice sent electronically to the Land Registry information to be registered in your name.

    After the appointment with the notary, the property is registered in the office of the Land Registry on behalf of the new owner, which guarantees, under European law, absolute protection of their property rights.

    Purchase and acquisition costs of a property in the north of the Costa Blanca Spain

    Buyer pays the legal and registration expenses of the property. Disaggregated as follows:

    In the purchase of a second-hand property (already built), the buyer pays the 10% (Property Transfer Tax ITP) tax on the value of the property.

    In the purchase of new construction 10% VAT (Value Added Tax) plus 1.5%, from A.J.D. (Documented Legal Acts) of the value of the property.

    In the purchase of a plot of 1st transmission, the buyer pays the 21% VAT (Value Added Tax) regardless of whether it is in the name of a company or individual.

    In the purchase of a plot of 2nd transmission, the buyer pays the tax of 10% (Transmission Tax ITP) of the value of the plot, regardless of whether it is in the name of a company or individual

    Plus, the expenses of Notary and registration, previously informed

    The cost of real estate agent commission is included in the sale price, unless otherwise agreed in the negotiations.

    Future expenditures annually

    IBI (property tax) This tax is 0.4 to 0.7% of the appraised value, depending on the municipality.

    Solid waste collection (garbage)

    These taxes are paid annually in the fall and is based on a percentage of the appraised value of the property, its estimate is subject to local regulations.

    Our lawyers do all the management?

    We control the documentation of the houses before starting any purchase-sale procedure

    We prepare the purchase-sale contracts

    We help to get the NIE number and open a bank account in Spain

    We prepare the Public Deed of Sale in the Notary.

    We attend and accompany the day of the Notary

    We help you rent your home

    We recommend the best professionals for the maintenance of your home (Builders, Gardeners, Architects) 

    Please be careful, many of the local and foreign real estate agents on the Costa Blanca only want the sale and commission, after the sale they do not want to know anything about you and ignore you, leaving you helpless.

    "That's not how we work," we offer and we handle all the steps in the purchase, sale and resale of a home in Spain.

    We live here, we are from here and we are professionals, we work with the best Notaries, lawyers, legal advisors and tax experts ... of the area.

    Sonya González and José Luis Nieto

    CEO | Founding partners | Sales managers
    "Holidaydream Homes Costa Blanca real estate"

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    Moraira, Benissa, Dénia, Jàvea, Calpe, Benitachell, Altea, Els Poblets, Pedreguer, Pego, Orba, Tormos, Sagra, Sanet i Negrals y Benidoleig

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