Guide to Buying a House in the North Costa Blanca
Guide to Buying a Home in Northern Costa Blanca
Buying a home in Northern Costa Blanca is a strategic decision for both a main residence and a second home or investment. The region offers a strong real estate market, high international demand, and a wide range of properties, especially in areas such as Moraira, Jávea, Benissa, Calpe and Benitachell.
Below, we clearly and practically walk you through the essential steps to buy a property in this area with security and guarantees.
Understand the Local Real Estate Market
Northern Costa Blanca is known for a diverse market that includes luxury villas, sea-view apartments, new-build homes, and building plots.
Each area has a different profile of buyer:
Moraira: premium market, high-end villas and low-density living
Jávea: a wide variety of properties and strong international demand
Benissa costa: villas with sea views and calm residential areas
Calpe: modern apartments and villas with a great value-for-money ratio
Benitachell: exclusive areas such as Cumbre del Sol with exceptional views
Define the Type of Property
Before starting your search, it’s important to define:
Property type (villa, apartment, new-build home, or plot)
Realistic budget including taxes and costs
Preferred location based on your lifestyle
Intended use of the property (residential, holiday, or investment)
This step helps streamline the process and avoid unnecessary visits.
Buying Process in Spain
The usual buying process includes:
Reserving the property with an initial contract
Legal and technical review of the property
Signing the deposit agreement (arras)
Obtaining the NIE for foreign buyers
Signing before a notary and registering the property
It’s essential to have professional guidance throughout the entire process.
Additional Costs to Consider
In addition to the purchase price, you should take into account:
Purchase taxes (ITP or VAT) depending on the type of property
Notary and registration fees
Legal fees
Ongoing maintenance costs of the property
These costs are typically around a further 10% to 14% on top of the purchase price.
Financing for Foreign Buyers
Many international buyers access financing in Spain. Banks usually offer mortgages to non-residents with financing of up to the 60%–70% of the property value.
The process requires complete financial documentation and prior approval.
Legal and Professional Advice
Having a real estate agent specialized in Northern Costa Blanca is key to avoiding risks and accessing exclusive opportunities.
At Holidaydream Homes Costa Blanca, we support our clients throughout the entire process—from selecting properties to the final signing at the notary.
Properties Available in Northern Costa Blanca
If you’re looking for a home in the area, you can browse our curated selections by location:
Villas in Moraira
Villas in Jávea
Villas in Benissa
Villas in Calpe
Villas in Benitachell
Each area offers different opportunities depending on lifestyle and investment goals.
Contact
If you’re thinking of buying a property in Northern Costa Blanca, we can help you find the right home for your needs and objectives.
We’ll support you throughout the process with a personalized, multilingual service, tailored to international buyers.
Sonya González | José Luis Nieto
CEO | Founding Partners | Real Estate Advisors
+34 678 534 938 | +34 678 959 272
info@holidaydream.es
www.holidaydream.es
