Guide to Buying on the Costa Blanca

Everything You Need to Know Before Investing in the Mediterranean

If you’re reading this guide, it’s likely that you’re considering or have already decided to purchase a property on the Costa Blanca. Congratulations: you’ve chosen one of the most privileged areas of the Mediterranean, ideal both as a main residence, a second home, or a real estate investment.

At Holidaydream Homes Costa Blanca, we want to help you make this decision with confidence, clarity, and complete peace of mind, guiding you through every step of the process.

About us

Frequently asked questions

Everything you need to know before investing in the Costa Blanca

Legal certainty and expert guidance

Spain, as a member country of the European Union, has a solid and safeguarding legal framework in the real estate and notarial sphere, offering complete security for both domestic and international buyers.

With Holidaydream Homes Costa Blanca, you will have:

Personalized support throughout the entire process
A specialized legal team in Real Estate Law
Handling paperwork with transparency, strict attention to detail, and professionalism
A buying process far easier than you can imagine

Our commitment is for the purchase of your home in Spain to be:

No hassle
No language barriers
No stress
100% clear, legal, and secure

We turn a complex process into a positive, inspiring, and fully managed experience.

Who can buy a property in Spain?

Citizens of the European Union

There are no restrictions on the purchase or sale of property.

Non-EU citizens

They may acquire property without any issues, as long as they meet the current administrative requirements.

Basic requirements for the purchase

Foreign buyers

Obtaining the N.I.E. (Foreigner Identification Number)
An essential document for signing deeds and conducting banking transactions in Spain

Spanish citizens

Submission of a valid D.N.I.

Phases of the purchasing process

1. Reservation of the property

Once the home has been selected and the price agreed:

A reservation document is signed
The property is taken off the market
A deposit is paid, normally between €3,000 and €10,000, depending on the value of the property

2. Private purchase option contract

After the legal review, a contract is formalized that includes:

Agreed price
Inventory included
Payment method
Date of signature before a notary

At this point, you pay the 10% of the total price, deducting the amount paid at the time of the reservation.

If you don’t have a lawyer, we recommend multilingual professionals specialized in local Real Estate Law.

3. Signing the public deed

Before signing at the notary’s office:

Final review by the notary and the lawyer
Full reading of the deed
Signature by both parties
Handing over the keys

Afterwards, the notary sends the deed to the Land Registry, where the ownership is officially formalized.

Costs associated with the purchase and sale

Second-hand properties

Transfer Tax (Impuesto de Transmisiones Patrimoniales - ITP)
- 9 % up to €999,999
- 11 % from €1,000,000
Notary and land registry fees: approx. between €1,500 and €2,000

New-build homes

10 % VAT
1.4 % on Documented Legal Acts (Actos Jurídicos Documentados - AJD)

Plots of land

First transfer: 21 % VAT
Second transfer: 10 % Transfer Tax (ITP)

The real estate commission is included in the sale price, unless otherwise agreed.

Subsequent annual expenses

IBI (Property Tax)
Waste collection fee (garbage)

Both are paid once a year (usually in autumn) and vary depending on the municipality.

Do you need personalized advice?

With Holidaydream Homes Costa Blanca, you’ll be supported at every stage of the process:

From:

Property selection
Legal and tax paperwork
Signing before a notary

To:

After-sales service

Our goal is for you to buy with security, trust, and complete satisfaction.

Sonya González & José Luis Nieto
CEO · Founding Partners · Sales Managers
Real Estate Intermediation Agents – RAICV 1595

Experiences from our customers

The trust behind every home

We support our clients throughout the entire buying and selling process on the Costa Blanca, offering a friendly, transparent and fully tailored service.

Jan & Sophie, Netherlands 🇳🇱

A wonderful setting and excellent guidance during the purchase from Sonya and Jose at Holidaydream.

Klaus & Petra, Germany 🇩🇪

Very high-quality properties and very professional advice in Raco de Galeno Benissa—thank you, Jose.

Markus & Elena, Switzerland 🇨🇭

Racó de Galeno offers some of the best views in the region. The advice we received was outstanding

Thomas & Claire, Belgium 🇧🇪

Very good service and excellent knowledge of the villas in San Jaime. Thank you, Sonya.

Pierre & Sophie, France 🇫🇷

A very professional service from Holidaydream. Jávea is an exceptional destination to live in or invest in.

Luis & María, Venezuela 🇻🇪

We feel accompanied at all times by Sonya and Jose Luis. We found the ideal home in Jávea

Carlos & Andrea, Colombia 🇨🇴

Excellent service from Jose and market knowledge. Jávea is a spectacular place to live.

David & Emma, United Kingdom 🇬🇧

Jávea is a beautiful place and the service we received made the buying process very smooth and efficient

Michael & Jennifer, USA 🇺🇸

We felt supported throughout the entire purchase. Moraira is a fantastic place for a second home.

Thomas & Claire, Switzerland 🇨🇭

Very structured and trustworthy process. Moraira is a top location and the advice we received was extremely precise

Jeroen & Anouk, Netherlands 🇳🇱

Professional guidance from start to finish. We found a beautiful villa in Moraira with sea views and a perfect location.

Richard & Helen, United Kingdom 🇬🇧

Moraira exceeded our expectations. The Holidaydream team (Sonya & Jose) provided excellent guidance and showed us villas that matched exactly what we were looking for.

Michael & Sarah, UK 🇬🇧

“Buying in San Jaime was a smooth and professional experience. The team at Holidaydream Homes Costa Blanca understood exactly what we were looking for and guided us through every step with full transparency.”

Erik & Marieke, Netherlands 🇳🇱

“Thanks to excellent guidance, we found our villa in San Jaime. They know the Benissa area perfectly and showed us a house that fully meets our expectations.”

🇳🇱 Daniel & Lisa – Países Bajos

Villa Ibiza Style in Benissa “From the very beginning, we were looking for a villa with an Ibizan style, plenty of natural light, open spaces, and a strong connection to the outdoors. We didn’t want something conventional; we wanted a property with personality. The team showed us several options in Benissa, and in the end we found an Ibiza-style villa that matched perfectly with what we had in mind. What we valued most was its ability to understand exactly the lifestyle we wanted—not just a house. Today, we enjoy a home that feels like it was designed specifically for us.”

🇧🇪 Michael & Claire – Bélgica

Full renovation with an Ibiza style in Moraira “We bought an old property with a lot of potential, but it needed a complete renovation. We had doubts about how to manage a project of this scope from abroad. Sonya and José Luis didn’t just help us find the home—they also advised us throughout the renovation process: design, planning, and execution. The transformation has been spectacular. We went from a traditional house to a modern Ibiza-style villa—functional and finished to a very high standard. Today, we feel like we’ve created the home of our dreams on the Costa Blanca.”

🇳🇱 Mark & Sophie – Países Bajos

Contemporary villa in Jávea “We were really concerned about the buying process in another country, especially the legal and administrative side. However, everything was surprisingly straightforward. They showed us several properties in Jávea that had been very carefully filtered to match our needs, which saved us a tremendous amount of time. Communication was always quick and professional, and from the very first moment we felt we were in good hands.”

🇧🇪 Thomas & Isabelle – Bélgica

New-build project in Jávea “Decided to buy off-plan and we had concerns about timelines and developers. They explained everything to us with a great deal of honesty and showed us only solid projects. The monitoring throughout the construction process was constant and professional. The final result has been excellent.”

🇫🇷 Jean-Pierre & Claire – Francia

Renovated villa in Benissa Costa “What we valued most was the local know-how of the team. They didn’t just show us houses—they explained lifestyles, orientation, areas, and the potential of each section. Thanks to that, we were able to make an informed decision in Benissa Costa, an area we hadn’t initially considered. Now we understand why this region is so special.”

Kay Hüttmann | Alemania | Herencia y venta parcela en Moraira

"I want to express my deep gratitude for the accompaniment and dedication that José has shown during these last months. Their involvement has gone far beyond what can be expected from a real estate agent, providing me with decisive support to get out of a really complicated situation. Their professionalism, closeness and ability to solve every detail with rigor have made a significant difference throughout the process. It has been a real pleasure working with José. We will continue to keep in touch." Kay

Are you looking for a property on the Northern Costa Blanca?

We walk you through every step

Holidaydream Homes specializes in the sale of villas, plots, and exclusive properties in Moraira, Benissa Costa, Jávea, and Benitachell. Explore our most sought-after areas and find the home that best fits your Mediterranean lifestyle.